401k Contribution Limits 2025 Over 50 Over 60. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. Those 50 and older can contribute additional money.

The irs has announced the 2025 contribution limits for 401(k) and iras. In 2022, the most you can contribute to a roth 401(k) and contribute in pretax contributions to a traditional 401(k) is $20,500.